Download Banking Principles and Practice (Dodo Press) by E. L. Stewart Patterson PDF

By E. L. Stewart Patterson

ISBN-10: 1409971600

ISBN-13: 9781409971603

Edward Lloyd Stewart Patterson (1869- 1932) was once a Canadian writer. He used to be Superintendent of jap Township Branches, Canadian financial institution of trade. His works comprise Banking ideas and perform (1917). "It will be very unlikely in the slender confines of 1 quantity to deal exhaustively with so huge a topic as that of Canadian banking perform, however it is was hoping that the components of this topic handled herein should be came across to be handled with due regard to their relative value, and that no quite crucial details has been missed. "

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Extra info for Banking Principles and Practice (Dodo Press)

Example text

If payment made from the fund exceeds the contributions of the failed bank, the other banks must recoup the fund pro rata for the amount of the excess, recoveries from the liquidation of the failed bank being, of course, distributed in like proportion. For this purpose, however, no bank shall be required to pay in any one year more than one per cent of the average amount of its notes in circulation. 1 The provisions contained in Sections 64-69 were added to the Bank Act of 1890, at the suggestion of the banks themselves.

A bank may acquire title to real property on which it has a lien as security by purchasing the equity of redemption or by foreclosure. No bank, however, is allowed to hold property except for its own use and occupation longer than twelve years. 2. Warehouse Receipts As Collateral Security (Sections 84-90) A bank may lend money upon the security of standing timber and on the rights held by persons to cut or remove such timber. A bank is empowered to lend money to a receiver or liquidator appointed under the Winding-up Act, and to take security in connection therewith.

In provinces where chattel mortgages are legal the security of the live stock must be taken in the form of a chattel mortgage duly registered. In any province in which there are no statutes or ordinances in force relating to bills of sale or chattel mortgages, security may be taken by way of an assignment, but a memorandum of such security must be published in the Official Gazette of the Province within thirty days after the date of the assignment. These onerous requirements defeated the object of the amendment and little advantage was taken of it.

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